Your Dutch life,
simplified.
Free tools and honest recommendations to help you settle in the Netherlands. Bank accounts, health insurance, taxes and more. No Dutch required.
Your Expat Arrival Checklist
The 6 things every new expat in the Netherlands needs to sort — in the right order.
BSN Number
Register at your local gemeente to get your citizen service number.
Bank Account
Open a Dutch bank account — bunq requires no BSN for 90 days.
Health Insurance
Mandatory within 4 months of arrival. Compare and save up to €700/year.
Tax Registration
Register with Belastingdienst and check 30% ruling eligibility.
Register Your Address
Register at the gemeente within 5 days of moving into your home.
DigiD Account
Your digital identity for all Dutch government services online.
Calculate & Plan
Everything you need to navigate Dutch finances — all free, all in English.
30% Ruling Calculator
Find out if you qualify and calculate your exact monthly tax saving.
Check My Eligibility →Dutch Tax Calculator
Calculate your net salary after Box 1 income tax and social contributions.
Calculate Net Salary →Toeslagen Checker
Estimate your huurtoeslag and zorgtoeslag government allowances.
Check My Allowances →DigiD Step-by-Step Guide
Apply for DigiD in 5 simple steps — your gateway to Dutch government services.
Read the Guide →Recommended Services
Only services we'd recommend to a friend moving to the Netherlands.
bunq
Open a Dutch bank account in 5 min — no BSN needed for 90 days
- ✓No BSN required
- ✓Dutch NL IBAN
- ✓2.01% interest
- ✓English app
Wise
Send money internationally at the real exchange rate
- ✓50+ currencies
- ✓Low fees
- ✓Multi-currency account
Revolut
Digital banking with global features and a generous free tier
- ✓Free plan available
- ✓Stock trading included
- ✓Instant currency exchange
N26
German digital bank accepted across all EU countries
- ✓EU banking license
- ✓Free ATM withdrawals
- ✓Real-time notifications
Why DutchCheck?
Like advice from a Dutch friend — honest, practical, and always in English.
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Updated for 2026
All tax thresholds, salary limits, and allowances verified for the 2026 Dutch tax year.
100% English
Everything explained in plain English — no Dutch jargon, no confusing government-speak.
2026 Dutch Tax Updates
Key changes that affect expats this year.
2026 salary threshold rises to €46,107
The minimum gross salary to qualify for the 30% ruling has been adjusted upward for 2026. Existing applicants are not affected.
Read more →Box 3 new calculation method confirmed
The Dutch government confirmed the new Box 3 levy based on actual returns. Important changes for expats with savings and investments.
Read more →Government health allowance increased for 2026
Zorgtoeslag (health insurance allowance) has been increased to offset rising premiums. Check your eligibility with our Toeslagen Checker.
Read more →Get Your Free 2026 Expat Arrival Checklist
A step-by-step PDF covering everything you need to do in your first 90 days in the Netherlands. BSN, bank account, insurance — all in one place.
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Start your Dutch life the right way
Free tools, honest comparisons, and a step-by-step checklist — everything in English.